Steven Rambam

Steven Rambam
Contact Information & Biographical Summary


Steven Rambam is the founder and CEO of Pallorium, Inc., a licensed Investigative Agency with offices and affiliates worldwide. 

Since 1981, Pallorium's investigators have successfully closed more than 10,500 cases, ranging from homicide and death claim investigations to missing persons cases to the investigation of various types of sophisticated financial and insurance frauds.  Pallorium's online subsidiary, PallTech (www.palltech.us), offers access to nearly eight hundred (800) data sources, and to seven (7) major proprietary databases, and provides online investigative support services to 2,800 investigative and law enforcement agencies. DataVerification.Net, a custom web portal owned and operated by PallTech, provides specialized identity verification and underwriting solutions to the insurance and bail bond industries.

Steven is also the host of "Nowhere To Hide" reality television show, which has just been renewed for a second season on the Discovery ID Network.

Foreign Investigation:

Mr. Rambam has coordinated investigations in more than fifty (50) countries, and in nearly every U.S. State and Canadian province. Steven specializes in international and multi-jurisdictional investigations, investigations of sophisticated frauds and missing person investigations. Steven Rambam and Pallorium have conducted or coordinated numerous foreign insurance-related investigations, including hundreds of homicide and "death claim" investigations, and a significant number of these cases have resulted in confessions, arrest and prosecution.

Many of Mr. Rambam's investigations involve coordination with national authorities, and Steven has received commendations and awards in a number of foreign locations. Steven has also received a number of foreign military decorations, and his activities have been mentioned in sessions of the Canadian and Israeli Parliaments. 

Steven Rambam was one of the first investigators to expose USA and international "prime bank note", "prime bank guarantee", "credit enhancement" and "trading program" frauds, and his investigations in conjunction with U.S. federal law enforcement agencies resulted in some of the first convictions and imprisonment of P.B.N. and other "advance fee" fraudsters and the exposure of other sophisticated financial frauds and investment scams. 

Investigations In The Public Interest:

Steven Rambam is perhaps best publicly known for his pro bono activities, which have included the location and investigation of nearly 200 Nazi collaborators and war criminals in the USA, Canada, Europe and Australia. Steven has also coordinated efforts to expose terrorist groups' fundraising activities in the United States and has conducted investigations which resulted in the tightening of airport security in 8 U.S. cities.

Media Coverage:

During the past thirty years more than one thousand (1,000) newspapers and magazines have reported on Steven's activities, and Steven has been interviewed by numerous local television broadcasts, and by national and international news broadcasts such as "Sixty Minutes", "48 Hours", "BBC", "CBC", "NPR", "IBA News" (Israel), NBC's "Dateline", "The National", "ARD Report Mainz", "Discovery Channel", "Geraldo", "Inside Man", ABC 20/20" and "America's Most Wanted". Steven is currently the host of a network television show, "Nowhere To Hide".

Steven is currently coauthoring a non-fiction book, "Stealing Your Own Identity" and he is the subject of a second non-fiction book, "Rambam, P.I.".  Steven is the basis for the "Rambam" character in the series of murder mysteries written by novelist Richard "Kinky" Friedman, and he was the technical advisor for those books. Steven also serves as the Editor and coordinator of PBP's "Investigation and Intelligence Library".

Steven Rambam has lectured on topics ranging from "the location of missing persons", to "the criminal use of false identification", to "foreign investigations", to "war crimes and the pursuit of war criminals". Steven's keynote lectures, "Privacy Is Dead - Get Over It" and "International Investigations", have received worldwide recognition including a "Speaker of the Year" award. 

Steven is a court-recognized expert witness on matters including "investigative techniques", "foreign investigation", "international fugitive recovery", "sophisticated financial frauds", among other topics.

Steven holds the "CFE" board certification from the Association of Certified Fraud Examiner, the "CPP", "PSP" and "PCI" board certifications from ASIS International, the "CSAR" certification from the International Association of Asset Recovery Specialists and the "CFCS" certification from the Association of Certified Financial Crime Specialists. It is believed that Steven is the only person to hold all six board certifications.  

Steven is a member of FOI (Founding Member and Vice President), WAD, NAIS (Life Member), ION, AIIP, NCISS, BOMP (Founding Member), COIN, IJI, IOA, TALI, FALI, ACFE, ASIS, ACFCS, IWWA, ALDONYS, SPI (former VP and Board Member) and other investigative associations. 

 

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Speaking Engagement Overview

 "INTERNATIONAL and MULTI-JURISDICTIONAL INVESTIGATIONS"

(Including How To Break a False Identity)

(Partial Overview)

I. Examples of:  FALSE ID AND FALSE IDENTITIES

II. Examples of actual use in insurance frauds, etc.

III. Activity prior to retaining an investigative vendor.

...AND, PRELIMINARY ISSUES

1. CONDUCT A COMPREHSIVE DOMESTIC INVESTIGATION

(Information to be obtained via domestic interviews, field investigation and database research, etc.)

(Detail examples ; actual case studies.)

2. U.S. and Foreign Identifiers (including accidental variations)

3. Transliteration "Problems"

4. Contacts overseas (incl. telephone numbers, references)

5. Domestic and Foreign Business Activities

6. Local and Foreign Personal "Associates" (incl. Marital History / Significant Personal Relationships)

7. Education History (essential)

8. Military History (essential)

IV. Practicing Safe Subcontracting (FCRA, GLB, DPPA, DPPA-2, etc.)

V. FOREIGN INVESTIGATIVE ACTIVITY

Emphasis on past investigation; actual case studies

Specially designed video presentation with documents, cases, confessions

VI. Hiring Local Investigators v. "Send Your Own"

CARE AND FEEDING OF INVESTIGATION VENDORS

RUNNING INTERFERENCE SO YOUR INVESTIGATOR CAN CLOSE THE FILE (attorneys, bad faith)

VII. PERSONAL and BUSINESS CONCERNS):

   - Danger

   - Local customs and your ability to do the work. 

   - Cost vs. Time

 VIII. IF YOU DO HIRE AN "INVESTIGATOR":

   - Licensing (AND is there any local licensing / screening; India "shopkeeper's permit" example")

   - Verification of SPECIFIC investigative experience

   - Setting specific goals BEFORE a foreign investigation, incl. specific interviews, investigative targets, documents

   - "We have a tight budget on this file..." omitted activity; 

   

   -  Time constraints vs. financial constraints

   - "Off Duty" (or really On Duty) Local Law Enforcement

   - Formally involving local law enforcement (pro and con)

   - Value of knowing local customs, environment and language vs. testimony and communication problems

   - New U.S. entry regulations (can your foreign associate enter the US for meetings and testimony?)

   - "Bad Lawyer Tricks" (adjournments, etc.)

   - Need for backup local contacts (and meet with them before commencing activity)

   - What are the "typical" basic local documents?

   (i.e. ID card, health card, driver license (incl. types), etc.)

   (Photos, signature, significant data)

   - What is "public record"?

   - Local procedure for obtaining records; ignoring local procedure

   - Who can "certify"? 

   - U.S. Embassy / Consulate certifications

VIII. Special Considerations

(LOCAL POLITICS AND ENVIRONMENT)

Patriots"; conflicts of interest; political concerns; anti-American attitudes; what if the fraud is "sanctioned"

(LOCAL LAWS)

   - "Dash", "Kumshaw", "Huang Yau", "Baksheesh", "Mordida" and "Santa ki seva karo ("serve the saints"). ("Is it Bribery or is it a 'Fee' "?)

  - OECD Anti-Bribery Convention

   - OAS Inter-American Convention Against Corruption

   - EU Data Protection Act / "Data Privacy Directive"

   - EU (and even Canada) Privacy Regs

   - Council of Europe Law Convention on Corruption

   - Unforeseeable Local Laws ("religious" courts, prohibitions against "private" investigation, etc.)

 IX. WHAT TO DO IF YOU EXPOSE A FRAUD AND NOBODY CARES

   - U.S. and Foreign agency disinterest, laziness and foolish pride

   - How U.S. law enforcement practices assist fraudsters (esp. jurisdictional and "threshold" issues)

X Local evidence gathering laws

   - Taping (overt or covert)

   - Video

   - Weight of documents v. testimony

 XI. Q& A

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